banking terms and definitions

what is dti ratio

What is Loan to Value Ratio and How to Calculate Yours Easily

It’s the third and final installment of banking terms and definitions, y’all! I’m proud of you for sticking with me through some (let’s face it) pretty boring stuff. Personal finance isn’t very exciting, but by understanding important banking terms such as Loan to Value Ratio, DTI Ratio, and Credit Utilization, you will be a few …

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what is dti ratio
credit utilization

What is Credit Utilization {How to Improve your Credit Score}

What is credit utilization, and how does it affect your credit score? FICO scores can be intimidating (especially if you don’t quite understand them). We all know that maintaining a high FICO score is helpful in many ways, from being able to obtain great interest rates on home loans to saving money on your car …

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credit utilization
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