living paycheck to paycheck

DTI Ratio for Conventional Loan {Calculating Debt to Income}

Today I’m explaining a bit about the differences between the DTI ratio for conventional loan (or debt to income ratio) vs other home loan types and why it’s important when buying a house. The definition of debt to income ratio is simply debt divided by income. But it’s a little more complicated than that when calculating. Let …

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living paycheck to paycheck