upside down car

Ask me Anything: Negative Equity Upside Down Car

Signs You Might Be Car Poor and How to Fix the Problem

One of my favorite things to talk about is the “car poor” problem in America. This question comes from James Anthony regarding my YouTube video about How to Sell an Upside Down Car. Today I’m going to share with you how buying a new minivan could cost you $2.6 million dollars (and your financial security …

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Your Car Payment is Keeping you Poor
what is dti ratio

What is Loan to Value Ratio and How to Calculate Yours Easily

It’s the third and final installment of banking terms and definitions, y’all! I’m proud of you for sticking with me through some (let’s face it) pretty boring stuff. Personal finance isn’t very exciting, but by understanding important banking terms such as Loan to Value Ratio, DTI Ratio, and Credit Utilization, you will be a few …

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what is dti ratio
Verizon to Cricket Save Money on Cell Phone

THE Financial Independence Blog to Follow for Investment Strategies

Humbug and his trading partner Fagin are engaged in a blood, sweat, toil and tears (well maybe not tears, but certainly tantrums) public, real life, real money competition called The Great British Trade Off. They share their stories on their financial independence blog. Humbug is the long term investor, Fagin the short term trader, the …

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Verizon to Cricket Save Money on Cell Phone
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