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Have you heard the news? Popular personal finance curation blog Rockstar Finance was recently sold.
As a recent member of the awesome Rockstar VIB program, I was excited to grow my blog with hard work and the help of former owner ESI Money and other seasoned bloggers.
Unfortunately, less than two months after joining, Rockstar was sold and the VIB program was disbanded.
I had already worked hard on putting together this curation, so I figured I should give credit to the amazing bloggers featured.
If this is your first time to the site, here’s a little bit about me and why I created Perfection Hangover. This isn’t my typical type of content, but again, I have to give credit where credit is due to these bloggers who work so hard to teach financial literacy!
Rockstar Finance Curation
You Need a High-Interest Savings Account: Here’s Why – You need a high-interest savings account. Yes, all of you. Let us explain why.
Picture yourself on a sweltering summer day in a bustling city like New York. It’s late August and the concrete has absorbed sunlight all day and it’s radiating back at you. It feels like you’re walking on a mirror. If the sunlight wasn’t punishing enough, the humidity is almost unbearable. Read More…
10 Tips to Give you a Leg Up on Your Next Job Interview – Just the words “job interview” can strike fear into the hearts of the average job seeker. What should you wear? How can you research the company? What should you say — and avoid saying? But if you know how to prepare for a job interview, you’ll have the confidence you need to ace the process, and you’ll be more likely to hear the words, “You’re hired.”
The First 100k is the Hardest – The Miracle of Compound Interest – Compound interest is an amazing little thing. It has been called the eighth wonder of the world. There’s even a claim that Albert Einstein called it the most powerful force in the universe. I’m not sure if that’s true but it sounds cool on paper.
10 Budgeting Blunders to Watch Out For – Over the course of the next few posts, I hope to delve a little more deeply into the concept of budgeting. Why focus on budgeting, you ask? Because it’s at the core of our personal finances. It’s the health report for your money. The litmus test for your spending. Some might say that it’s the mirror reflecting your financial habits.
17 Hacks to Reach FIRE Faster – 1) The Uniform Hack – “I have been sticking to a work “uniform”. Wearing the same type of outfit each day saves me so much money because I don’t feel the need to buy something new when I walk by it in the store. It won’t match my “outfit” anyways! This is also a huge savings in time. No fooling around each morning to pick out clothes! Been going strong for 3 years now, and my clothes are still great. Three years of no new clothes for me.” – Amber
9 Tips That’ll Get You Closer to Achieving Financial Independence – If you are like me, one of your personal finance goals is probably achieving financial independence. The road to this lifestyle is not an easy one, but many are getting there and at younger ages. You might also think this term is a “buzzword” or new “fad,” but honestly I don’t think the concept is going anywhere anytime soon.
Working Out For Free – My Unusual Approach – As a desk worker, I don’t get much exercise. I’ve been working office jobs for the past several years and have struggled to stay in shape the entire time. While I do get some exercise a couple of nights a week training in martial arts, I wanted something else I could add to my routine. Something that wouldn’t require a lot of time or money. I started brainstorming and came up with an odd solution.
How Does Bankruptcy Work and Is It Right for Me? – Debt can get away from you quickly. Regardless of how you accumulated it, the constant collection calls, threatening letters, and sleepless nights ultimately take their toll. Running through options in your head, you’re beginning to wonder how bankruptcy works and if it might be the right move for you.
Decluttering Questions You Need to Ask Besides ‘Does it Spark Joy’ – There’s a reason that stuff ended up as clutter. It may be due to a lack of regular organizing, a long time of neglect, or bad shopping decisions. Often, that “clutter” used to be your hard-earned money. I’m quite skeptical that idealistic, clean state can be kept up without some major lifestyle or habit changes.
Rockstar Finance Feature: Why I Quit Beachbody Coaching
Side Hustle Idea: Facebook Ads Manager – That has been my favorite part of this entire process so far. Being able to help small, local businesses to increase their revenue and gain new customers has been incredibly fun and rewarding! I’ve really enjoyed talking with business owners, figuring out their pain points, and then putting together solutions to help those business owners to solve those pain points!
Creating a Family Budget With 5 Kids – Budgeting has received a bad reputation in a wide majority of American households. Many people view budgeting as a big roadblock to spending money on the items they want. They think that by implementing a family budget, they will no longer be able to spend money on that morning coffee.
How Ben Built His First Business at the Age of 19 – Benjamin got started in the business world at the age of 19. He’s grown his business to 17 employees, but only spends 1-2 hours per day managing it. How? Implementing automation.
Should Female Investors Choose Ellevest? – Women make up about half the population, so a robo-advisor created specifically for women may not seem super specialized. But when you consider about 85 percent of financial advisors are men, and when you realize the financial services industry still markets itself primarily to men, Sallie Krawcheck looks more like a visionary.
20 Money-Saving Tips to Save $7500 a Year – So you’ve tried to make a budget…a few times, but you still can’t figure out where the money goes at the end of the month!
How did I know? How did I know that budgets never work and the money just seems to disappear? Because it happens to everyone. Budgets suck because we just list out how much something costs without thinking how we can actually spend less doing it.
Is Education Important for Financial Success? – Recent research found that college dropouts are not eligible for 90% of new jobs, and they tend to earn half as much as college graduates when they do find employment.
This shows that there is a clear link between education and financial success – but for many people, the cost and time to obtain a degree are a significant factor in their decision to avoid further education.
The Service Engine Light: Your Mechanic’s Dirty Little Secret – Troubleshoot the Check Engine Light, for Free – Even if you find a good mechanic, if you’re like me, you shiver at the thought of paying hundreds of dollars for major vehicle repairs.
Radical Personal Finance – A Roadmap to True Financial Freedom – To become awesome in your financial life, you have to take radical steps. No sitting around and waiting for luck to find you. We are going to explore how to make these radical changes and what is preventing people from reaching their goals.
How I Paid off $48k in Student Loan Debt in 18 Months – Have you ever felt like the weight of your student loan debt (or any other debt for that matter) was going to completely crush you? I have. I remember clearly sitting in the reserve section of the law library during my final semester of law school, opening up the website to view my student loan debt and feeling the weight of that student loan debt on my shoulders. I had no idea what repayment plan to choose.
Top 10 Blockchain Courses – Eager to grow in blockchain? Do you want to learn how blockchain works but not sure where? Or there are just too many choices out there?
How is Your Attitude Costing You Money? – Money and your attitude go hand-in-hand. Maybe ten years ago, if I’d said this in a room full of people, I would’ve gotten a lot of blank stares or been laughed off the stage. But nowadays, I think more people are willing to connect the dots between their thoughts, their energy, and their money.
Easy and Cheap Meals for Two (That Make Plenty of Leftovers) – If you were going to give me $100 to tell you what I ate in college and how I managed to make dirt cheap meals for two on a student budget, I probably still couldn’t come up with an answer. I have zero recollection of what I ate and how I grocery shopped while away from home for the first time in my life.
How to Track Your Expenses – When it comes to personal finance, creating a budget is possibly the most common advice that you’ll hear or read. While creating a budget is a great step towards getting control over your money, I’d argue that tracking your expenses is an equally important step.
How to Quickly Pay Off Your Student Loans – Student loan debt has become a crisis… 44 million Americans carry the burden of over 1.4 trillion dollars. You’re not alone in this fight, but you’re going to get out… quickly. After leaving college you’re shoved out into the world with little knowledge or preparation on how to pay off your student loans quickly.
Rockstar Finance Feature: 8 Extreme Frugal Living Ideas You Probably Haven’t Considered
What to Do If You Start Cheating on Your Financial Goals – If you are working towards bettering your personal finances, you probably have set up specific financial goals tailored for you. Typically these will change and maybe even grow over the years, but either way it’s a great way to keep you accountable.
However, you may find yourself cheating on your financial goals. GASP!
28 Ways to Make Money With No Investment Required – Many people who call themselves millionaires nowadays were once nothing more than broke teenagers with big dreams. Their success is proof that you don’t have to take up huge bank loans in order to create a thriving business. Still, everyone needs a place to start, no matter how humble it may be. In case you’re looking for ways to make money without investment, we’ve come up with 28 proven ways that can get you going in the right direction.
How Christine Paid off $500,000 in Debt – Can you imagine what it would be like to pay off $500,000 of debt? Well, our guest today did just that! Christine and her husband, John, paid off more than $500,000 of debt and are now enjoying true financial freedom!
Some Thoughts on Figuring Out Where to Live – The other day, I had a long conversation with a younger relative about the decision-making process that Sarah and I went through to decide where we currently live (on the edge of a town in rural Iowa).
Why did we end up choosing to live here? What was the thought process in that decision? After the conversation, it occurred to me that this might make for a really useful article for some people, so what follows is the conversation rewritten into a sensible article.
Here’s an Idea: Don’t Go to College – College is not for everyone. Before I get too far into this post I feel that it is necessary to clarify a few things. First of all, I believe a college education is beneficial in most situations. I have both a bachelor’s degree and an MBA.
My wife is a teacher. Our youngest is wrapping up his sophomore year in a college in Pennsylvania. We’re making a tremendous financial investment in him because we truly believe in it. Yet, I don’t believe that everyone needs a college degree.
MACRS Depreciation, Tables, & Method – MACRS is a favorable policy for taxpayers because it accelerates cost recovery benefits. The method allows the taxpayer to take a larger tax deduction in the early years of an asset’s life and smaller deductions in the later years.
Doing so reduces taxable income early in the asset’s life and makes it larger in the future.
Credit Scores and Credit Reports: What You Need to Know – Are you financially risky?
I’m not talking about gambling or investing in the hottest stock, although those certainly carry their own financial risks. I’m talking about the everyday, regular way we handle our money. Specifically, are you the type of person that lenders look at and say to themselves, “How can I help you?”
Or are you the type that can’t even get a lender to talk to you?
The Importance of a Qualified Real Estate Agent – For both buying and selling my condo, as well as buying our house, I was lucky enough to have the same real estate agent. He was referred to me by a family friend. He did great work both on the buying and selling side of things.
If we ever move again, we won’t be able to use him, as he’s retired. However, his son is in the business, so we’d probably give him the first look. So how much difference can a realtor actually make? Well, it’s my opinion that the answer is ‘quite a bit’.
Here are a few reasons using our experiences, that a qualified real estate agent is key.
5 Hard-But-Worth-It Ways to Save More Money – There’s a time and a place for savings tactics and the ones I covered last week don’t take a lot of effort to maintain over time. They’re sustainable, and can make a difference as you save up for your goals!
But if you only have the time or mental energy to do a few things for your finances, they’re not the ones I would pick.
Home Regret: Avoiding a Massive Financial Mistake – There have been several articles recently on the subject of home regret. A sizable portion of millennial buyers is expressing regret when it comes to their house purchase.
Unfortunately, home regret impacts people of all generations. If a house is a burden and the costs outweigh the benefits, it can be a boat anchor to your budget. Since we all need a place to live, it is a massive decision that can have an impact for many years.
All in all, I’m a bit sad that Rockstar sold, but I understand ESI Money’s reasons for selling Rockstar Finance. When you reach your goals and objectives and are ready to start a new chapter, it’s understandable to want to move on to other ventures.
I’m glad we made a connection and I was able to learn what I did while the program was in place. So, ESI, cheers to you, my friend! Congratulations on a job well-done and I look forward to seeing what you’re up to next!
I’ve done all the things! Girl, I’ve washed my face. I’ve trashed everything that doesn’t spark joy. I’ve walked the baby steps. I’ve cried. I’ve prayed, but my perfectionism has really held me back.
Perfection Hangover can be crippling. Stop comparing yourself to others and start living your best life! That’s why PH exists! I want to encourage you to take control of your money, your blog, and your business.