How to build credit without a credit card is easier than you might think! It’s not some crazy hack but rather a personal banking product that you can use to build or potentially repair credit. Dave Ramsey suggests that every single person should be able to pay off their debt, never borrow again, and have a zero credit […]
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Are you an emotional spender? If so, you are definitely not alone. By acknowledging there is a problem, we can start to take actionable steps how to stop emotional spending. I think many of us struggle with impulsive spending, and we all know that this can be an issue (especially for us free-spirited nerds). As
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Hey there! Welcome! My name’s Melissa Blevins, and I am a personal finance coach, teaching practical money tips to the free-spirited nerd. You might be wondering “What in the world is a free-spirited nerd?”. Well, Dave Ramsey, host of Nationally-syndicated radio show “The Dave Ramsey Show”, talks about a free spirit and a nerd and
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You made it! 2017 was a rough year for so many, and I, personally, am glad it’s over. It’s time to shift gears and crush it! I want you to consider the New Year, Same You concept. When the clock struck midnight, you were still the same person. You’ve got work to do! You’ve
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Looking for ways to do Spring Break on a Budget? I live in Illinois, and I HATE Midwest winters. So come Springtime, I’m ready for some sunshine! But traveling can be very expensive (especially when you’re a family of five or larger). Those infant lap seats are nice while they last, but they are
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