We all know that cross selling in banking is vital to bank growth, but there’s a right way and a wrong way to do it. What would happen if banks put clients first? Most banks are failing miserably in the client service area. Let me tell you a little bit about working for a bank on …
Cross Selling in Banking {You’re Doing it Wrong} Read More »
Today I’m explaining a bit about the differences between the DTI ratio for conventional loan (or debt to income ratio) vs other home loan types and why it’s important when buying a house. The definition of debt to income ratio is simply debt divided by income. But it’s a little more complicated than that when calculating. Let …
DTI Ratio for Conventional Loan {Calculating Debt to Income} Read More »
What is credit utilization, and how does it affect your credit score? FICO scores can be intimidating (especially if you don’t quite understand them). We all know that maintaining a high FICO score is helpful in many ways, from being able to obtain great interest rates on home loans to saving money on your car …
What is Credit Utilization {How to Improve your Credit Score} Read More »
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