Banking

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Personal Banker Job Description – What Does a Relationship Banker Do?

There are many different jobs within banks and credit unions. Tellers are usually the first point of contact in the bank. They greet you, welcoming you into the branch, and take care of business and personal transactions. A personal banker can usually perform the duties of a teller, but he or she also opens and …

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couple splitting finances and bills

How Should Married Couples Split Finances?

Splitting bills can be stressful. Managing a household budget can be overwhelming and can cause money fights like you wouldn’t believe. Dave Ramsey and Suze Orman have different opinions on how to split finances. How Do Married Couples Handle Finances? All couples are different, and I’ve seen so many different ways to share the responsibilities. …

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Financial Career without a degree in finance

How to Get a Financial Job Without a Degree in Finance

Starting a financial career without a degree in finance is difficult but not impossible. Can you believe that SunTrust Bank will not consider candidates for management positions without the coveted bachelor’s degree? This has never made sense to me because, in my opinion, real-life experience is far more valuable than classroom education. While some companies …

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what is dti ratio

What is Loan to Value Ratio and How to Calculate Yours Easily

It’s the third and final installment of banking terms and definitions, y’all! I’m proud of you for sticking with me through some (let’s face it) pretty boring stuff. Personal finance isn’t very exciting, but by understanding important banking terms such as Loan to Value Ratio, DTI Ratio, and Credit Utilization, you will be a few …

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CIT Bank Money Market Savings Account Review

CIT Bank Review – Savings Accounts, Money Markets, and CD’s

You may have heard of an online savings account provider, CIT Bank, and are likely wondering “Are they legit?” As a former banker, I’ll admit I was skeptical at first and had to try them out myself. So here’s the thing about savings accounts. We all know we need to be saving, and hopefully, you’ve …

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