What is credit utilization, and how does it affect your credit score? FICO scores can be intimidating (especially if you don’t quite understand them). We all know that maintaining a high FICO score is helpful in many ways, from being able to obtain great interest rates on home loans to saving money on your car …
What is Credit Utilization {How to Improve your Credit Score} Read More »
How to build credit without a credit card is easier than you might think! It’s not some crazy hack but rather a personal banking product that you can use to build or potentially repair credit. Dave Ramsey suggests that every single person should be able to pay off their debt, never borrow again, and have a zero credit …
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