saving money

the joneses are broke melissa blevins

The Joneses are Broke! {Stop Keeping up Appearances & Do This Instead}

The Joneses are broke as a joke! We’ve all heard the phrase “keeping up with the Joneses”. It means you’re trying to keep up appearances. Your friends Suzie and Mike just bought a BRAND NEW CAR (said in my Bob Barker voice). What you probably don’t know (and what Mike and Suzie aren’t going to …

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the joneses are broke melissa blevins
living paycheck to paycheck

DTI Ratio for Conventional Loan {Calculating Debt to Income}

Today I’m explaining a bit about the differences between the DTI ratio for conventional loan (or debt to income ratio) vs other home loan types and why it’s important when buying a house. The definition of debt to income ratio is simply debt divided by income. But it’s a little more complicated than that when calculating. Let …

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living paycheck to paycheck
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