So you want to buy your first house, but you have no idea what types of home loans are best. I’ve been there! I’ve purchased a few homes in my life, and I remember how confusing it was (even when I was a wee baby banker back in the day). The home buying process shouldn’t…
https://www.youtube.com/watch?v=iMDzMDtuU90 Personal Banking Tips: It ain’t glamorous or fun, but you pretty much have to have a bank account in order to manage your finances in today’s technological society. I know someone who used to keep cash in his sock drawer because he didn’t trust banks. Unless you’re living as a mountain man, off the…
https://www.youtube.com/watch?v=NBtwHfomNiE Being broke sucks. There’s really no other way to put it. We’ve all been there, but it’s something that needs to be addressed so that you can move forward with a plan to stop living paycheck to paycheck. If you’d rather watch a quick video, I’ve dropped a quick summary up above. Don’t forget…
How to build credit without a credit card is easier than you might think! It’s not some crazy hack but rather a personal banking product that you can use to build or potentially repair credit. Dave Ramsey suggests that every single person should be able to pay off their debt, never borrow again, and have a zero credit…
https://youtu.be/SC57z0vcNuM Are you an emotional spender? If so, you are definitely not alone. By acknowledging there is a problem, we can start to take actionable steps how to stop emotional spending. I think many of us struggle with impulsive spending, and we all know that this can be an issue (especially for us free-spirited nerds)….
https://www.youtube.com/watch?v=KqPH5E7A5vY Hey there! Welcome! My name’s Melissa Blevins, and I am a personal finance coach, teaching practical money tips to the free-spirited nerd. You might be wondering “What in the world is a free-spirited nerd?”. Well, Dave Ramsey, host of Nationally-syndicated radio show “The Dave Ramsey Show”, talks about a free spirit and a nerd…