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As a member of the blogging community, I’ve become close friends with several financial bloggers. We chat frequently about the ups and downs of blogging and also about things we’ve learned and experienced as financial literacy educators. In this article, 8 personal finance bloggers share what they’ve learned along the way. Some have been blogging for years and others just a few months, but if you’re curious about a day in the life of a personal finance blogger, these personal accounts should pique your interest.
Andrew – Wealthy Nickel
I’ve only been blogging about personal finance for a few months now, but already I’ve learned a ton of skills that are valuable in almost any entrepreneurial endeavor. Blogging is about creating great content, but also about sharing your unique story that others can identify with, and being able to get your content out there so others can see it.
I think the hardest (but also the most fun) part is marketing – I’ve gotten more familiar with all kinds of social media (including Pinterest which I had zero interest in before blogging). I’ve learned that being open about my successes and failures in my own personal finance journey really fosters community.
I’ve really enjoyed sharing my own personal side hustle journey with real estate, and want to continue writing content that inspires others to take action if that is something that interests them.
Jarek – Time in the Market
Blogging for me has turned out to be a learning experience in more ways that one. I love writing and started my blog as a way to practice my writing skills and to keep myself accountable to my financial goals. I initially learned a ton about my financial goals and what financial independence really looked like for me.
I had a vague plan in mind but it wasn’t until I started blogging that it really started to take shape and I set a goal for myself to be financially independent and potentially retire by 45. This realization and blogging through that journey really helped me in my personal and professional life too as I started to think about what I actually enjoyed spending money on and how to maximize my income through my career.
As such, things like my savings rate have gotten much better thanks to a combination of spending less and getting promoted and earning more at work. On the wrting front, It started as a purely financial blog but I learned quickly that I had a limited amount of topics I could write about in that area and forcing myself to do something I didn’t want to do was a good way to fall out of love with that thing.
I love the money part of it but there’s only so much you can say that hasn’t been said already. That’s why I expanded my blog to include food, travel and some more lifestyle that may interest me and have been having a great time with it lately. I think blogging really allows one to look inward more and try to find ways to improve whether it’s personally, financially or in your relationship.
It’s a source of motivation for me too and I really didn’t expect that part of it when I first started blogging. I just thought it’d be this fun little journaling exercise but I’ve met a ton of great people doing it and have really pushed myself to do more with it.
Todd- Invested Wallet
I’ve been blogging about personal finance and investing for just over 7 months now, however I’m not new to blogging. I used to have a music blog for years and also managed a few business blogs as well through out my marketing career.
Yet, each time I’ve written about something in a specific niche, I’ve learned something or developed new skills that better me in some way. Personal finance blogging is no different. I’ve found writing about my personal finance journey has kept me more open and transparent, as well as being able to own past financial mistakes.
I’m also continuing to learn more about investing and finances as I do research on topics, read other great blogs (like some of them listed here), and genuinely work on my own financial progress weekly. I’ve also found myself getting stronger in math and data, something I never really cared for in this.
Additionally, I’m making this side hustle more legit and went through the LLC process and opening a business bank account to keep it separated from my personal account. Outside of that, I’ve been connecting with amazing people in this community that I previously did not realize existed with such diverse people.
Riley – Young and the Invested
I’ve hit the 6 month blogging milestone and feel like he journey has been more enlightening than I ever could have imagined. Coming to read many perspectives on personal finance has reinforced the notion that personal finance is indeed that: personal.
Many espouse ideas I don’t wholeheartedly agree with but I respect because it suits their needs and ambitions. One such example is the idea that debt is on its face a bad thing.
I think debt, when managed wisely, can be a tremendous resource to have available to you because it increases your amount of available capital. It can unlock financial investments you otherwise would not have managed with purely equity.
Carrying a healthy, reasonable amount of debt can allow you to reach financial independence sooner. The key is knowing when and how to use it.
Camilo – The Finance Twins
We started The Finance Twins with a simple mission: to help as many people feel comfortable with money. Learning how to budget, save, invest and earn more money is intimidating. It turns out that blogging and creating content is very similar in that way. It can be so daunting to look out and see so many other awesome people trying to do something similar. Not knowing where to start can be scary, but starting is the hardest part.
Having worked on Wall Street and studied finance in college and grad school, personal finance is a topic we were always very comfortable with. But growing up in poverty, we understood that most of the basic personal finance skills are never taught in school or at home. You must learn them on your own. It’s so important to be humble and to ask for help if you need it.
Blogging and creating content is no different. In a lot of ways, we’ve learned by making mistakes with our website. But hearing success stories from readers is what keeps us going.
Robert Gale – Real Money Robert
For me, I started Real Money Robert with the mission of helping others avoid some of the huge personal finance mistakes that I made in my late teens and early twenties. I continue to strive to do that, but I’ve also learned a ton through blogging about personal finance.
I’ve learned that the there are some amazing people in the blogging community and in the personal finance community. Everyone wants to help each other out, and I really appreciate the comradery that I’ve formed with this community.
I’ve also learned a lot about personal finance topics that I just wasn’t very knowledgeable about, like real estate investing and cryptocurrency.
I’ve also found that writing about personal finance has helped me keep myself more accountable with my own finances as well. I wouldn’t want to set bad examples for my readers, and they keep me honest and keep me on the path toward making good financial decisions!
It has been an incredible journey so far and I look forward to continuing to learn about personal finance and help my readers too!
I have learned that financial bloggers are quick to celebrate the wins. Reading several blogs, you could certainly be forgiven for believing that the path to fame, riches, and online prosperity is paved with affiliate products.
In my experience, blogging successfully requires significantly more effort than most financial bloggers admit. You need to move massive volumes of people to your site to make a modest amount of money, and anything short of herculean hustles results in getting lost in the noise.
That being said blogging has been one of the most personally rewarding adventures I traveled, despite the occasional heartache along the way. I recommend blogging with a caveat; blogging requires a significant time commitment, and if you are looking for ways to make money fast or to solve short term financial problems you will likely be disappointed.
Melissa – Perfection Hangover
Blogging about finance has been quite the experience for me. I had wanted to dive into financial literacy through blogging for about 10 years now but held back due to lack of knowledge of how to get started and fear of failure.
I also truly wasn’t sure if anyone would “show up” to hear what I had to say. After all, I’ve struggled to pay off my own debt over the past several years. How can I teach anyone about finances if I haven’t been able to walk the walk?
The truth is, even though we may know what to do: how to budget, pay off debt using the debt snowball or debt avalanche, etc, we sometimes struggle with emotional spending, not having enough of an emergency fund, and other financial mishaps. That’s how we can learn….from being open and vulnerable and sharing that we’re all dealing with the same sorts of issues.
And that’s what I hope to bring to my readers..the sober truth about money, blogging, and business.
Financial bloggers come from various backgrounds. Some have worked in the financial industry and are now sharing their knowledge with the masses. Others are regular people looking to make changes to their financial situation, and they choose the accountability of a blog to help them through their journey. If you’re considering starting a blog of your own, check out this post on how to start a blog from scratch.
Of course, I’m always here to answer questions. Just drop a comment below or send me an email to coaching at melissablevins.com.
I’ve done all the things! Girl, I’ve washed my face. I’ve trashed everything that doesn’t spark joy. I’ve walked the baby steps. I’ve cried. I’ve prayed, but my perfectionism has really held me back.
Perfection Hangover can be crippling. Stop comparing yourself to others and start living your best life! That’s why PH exists! I want to encourage you to take control of your money, your blog, and your business.