Money Management

no gift Christmas stop exchanging presents

How to Stop Exchanging Presents and Have a No Gift Christmas

I realize that it’s only August, but that means that Hobby Lobby and Target will soon be decorating for Christmas. If your family is anything like my in-laws, you might find it difficult to stop exchanging gifts and start a new tradition: no gift Christmas. Some of you may even be cringing as you think …

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laid off from work

5 Financial Adjustments to Make if You’ve Been Laid Off From Work

Being laid off from work is a real fear facing many Americans today. How are you to cope when you unexpectedly lose your job? We can’t rely on unemployment as a reliable source of income for very long. It’s simply not enough. I actually experienced this when I worked for a financial institution back in …

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couple splitting finances and bills

How Should Married Couples Split Finances?

Splitting bills can be stressful. Managing a household budget can be overwhelming and can cause money fights like you wouldn’t believe. Dave Ramsey and Suze Orman have different opinions on how to split finances. How Do Married Couples Handle Finances? All couples are different, and I’ve seen so many different ways to share the responsibilities. …

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