Money Management

Credit vs Debit Differences

Credit vs. Debit: Understanding the Differences

People often ask me, “What’s the difference between a debit and credit card?” Simply put, a debit card is a use now, pay now card, while a credit card is a use now, pay later card. These are the main differences, but both can definitely serve their own purpose in different situations. I’ll break down …

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Credit vs Debit Differences
things i stopped buying to save money in 2020

7 Things I Stopped Buying to Save Money

There are a few things I stopped buying to save money, and we’ve saved thousands of dollars year after year by dropping these unnecessary expenses. I used to be a major impulse buyer. You could say that I had a real problem delaying gratification (even though I knew in those moments I wasn’t serving my …

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things i stopped buying to save money in 2020
personal accountant

How to Become Your Own Personal Accountant Without Needing an Expert

When you start your own business, it’s understandable and often the most economical choice to handle most of the big responsibilities yourself. One of the most important aspects of your business is financial management, but it can also be intimidating to broach this responsibility, especially if you don’t have a background in finance. So then, …

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personal accountant
Gazelle Intense Intensity

Is Dave Ramsey’s Gazelle Intensity a Financial Fad?

Dave Ramsey’s gazelle intensity can be compared to a fad diet that forces you to make extreme changes to your finances while obsessing over debt freedom. Dave Ramsey is the host of the financial radio show The Dave Ramsey Show, and shares about how to be gazelle intense to get out of debt FAST. The …

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Gazelle Intensity Dave Ramsey
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