Debt

Credit vs Debit Differences

Credit vs. Debit: Understanding the Differences

People often ask me, “What’s the difference between a debit and credit card?” Simply put, a debit card is a use now, pay now card, while a credit card is a use now, pay later card. These are the main differences, but both can definitely serve their own purpose in different situations. I’ll break down …

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Credit vs Debit Differences
best budgeting blogs to follow in 2020

7 Best Budgeting Blogs to Take Control of Your Budget in 2020

Looking to take control of your budget in 2020? Yeah, me too! It takes consistent effort and willpower to stop overspending and achieve debt freedom. Here are 9 of the best budgeting blogs to help you get it together this year so you can finally start reaching your money goals. 1. Why It’s Important to …

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Best Budgeting Blogs to Follow in 2020
Cheap Living Tips and Hacks to Save Money and Live Frugally

How to Live Cheap – Cheap Living to Pay Off Debt

Cheap living isn’t about skimping out on your server’s tip. Learning how to live cheap without being ridiculous is actually a fine art. There are two ends to the financial spectrum: On one end, people are super consumers, buying and financing everything they possibly can just to keep up appearances (or keep up with the …

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Cheap Living Ideas and Hacks to Live Frugal
cash envelope wallet systems

9 Cash Envelope Wallet Systems for Better Budgeting

Using a cash envelope wallet system takes some getting used to (especially if you’re new to budgeting). I used to just ask the bank teller for extra cash envelopes, and I’d separate my cash into the sleeves. Fortunately, there are several stylish options to keep track of your cash every paycheck. But first… How do …

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cash envelope wallet systems
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