10 Resources to Make AND Save More Money in 2020
This post may contain affiliate links. Click here to read my full disclosure.
Welcome to my Money + Blogging + Business Resources! I am frequently asked which products and services I have used in my own personal finance and blogging journey. As such, I decided to put together a list of my favorites that’s easily accessible to you.
Many of the resources listed below have either helped me save more money, make more money, or grow my blog traffic exponentially. I am always looking to help others by sharing what has worked (and what hasn’t) so that you can test and implement strategies for growth and success and learn from my trial and error.
PERSONAL FINANCE RESOURCES
My favorite online savings account at the moment is housed at CIT Bank.
They offer some of the most competitive interest rates and only require a $100 opening deposit to start a savings builder or money market account.
At this moment, my money market account is earning 1.85% APY! Local banks and credit unions just can’t compete with that.
Plus it actually helps you build more savings when it’s out of sight, out of mind. By choosing a money market or savings builder account, your money is liquid (available) and accessible if you need to dip into your savings. You can read more about them in my CIT Bank Review.
Despite what financial gurus may tell you, knowing your credit score and having a good credit score is very important.
You probably already know that potential employers check credit prior to hiring. But did you know that insurance companies check your credit and offer rates based on many different factors, including credit scores?
Utility companies and cell phone providers might charge you a security deposit based on negative credit history.
Save money by knowing your score and actively making payments on time every single month. If you need to rebuild your credit or are starting from zero, read about how to build credit without a credit card here.
CASH BACK APPS
Are you using ebates? Cause if you’re not, you need to sign up like right now!
Ebates offers you cash back on the purchases you make online. All you have to do is click the link to the right to sign up for a free account.
You’ll get a $10 reward immediately! After you sign up, be sure to add the Ebates extension to your browser. Then when you visit a site that offers cash back, a button will pop up and say “Activate x% cash back”.
Click that button, complete your purchase as usual, and you will accumulate cash back rewards! They’ll then mail you a check! It literally takes 5 seconds to sign up, so no excuses! 😉
Ibotta is another amazing, FREE app that gives you cash back! You can use it along with Ebates to maximize savings on purchases you make everyday.
The difference is with Ibotta, you’ll sign up for a free account and you will then scan your receipts from major retailers like Walmart, CVS, and Kroger (just to name a few). After you scan your receipt, they match you up with offers for your purchases and mail you a check!
We’re all in different stages of our blogging journey, right? So I’m going to list my favorite blogging resources in order of necessity (those products you absolutely need to get started blogging). Then I’ll list each of the recommended products I used to help grow my blog and Pinterest viewers to over 200,000 in just 5 months.
There are literally products for every blogger, beginner to advanced, low budget to payment plans. I believe in the $5 products just as much as I do the $800 products.
BLUEHOST: #1 FOR HOSTING WEBSITES & BLOGS!
It’s no secret that self-hosted WordPress blogs are the way to go if your goal is to make money blogging.
You’ll need hosting and a domain name to start. That’s the absolute minimum you need to get started blogging.
I recommend BlueHost for many reasons.
They’re friendly, helpful, have helped me back up my site for free, and they have really affordable prices.
When you sign up using my referral link, you’ll get a free domain name AND save money starting at just $2.95 for a plan. But it’s only available when you use my Perfection Hangover referral link!
Tailwind is the leading social media scheduler that can be used for Pinterest or Instagram (or both), although I’ve only ever used it for Pinterest.
Tailwind also offers a free trial, allowing you to schedule 100 PInterest posts. This tool is worth its weight in GOLD, and it only costs $15 per month for the Plus plan, but you get a discount if you pay annually (4 months free). I opted for 4 months free because it’s a steal!
I schedule 15 posts per day on Tailwind, and paired with Boardbooster, I received 18,000+ pageviews my 5th month blogging!
Tailwind is one of the tools that I will always make room for in the blogging budget. Sign up for a free trial and see for yourself!
SIX FIGURE BLOGGER
I don’t recommend every single course I’ve ever taken.
In fact, I’m pretty picky about what I do recommend because I don’t want you to dump a bunch of money into products that aren’t going to show you a return!
Six-Figure Blogger is one course I recommend over and over again.
The course is broken up into several 3-7 minute mini-modules so that you can quickly listen and learn when you have time!
SEO RESOURCES & TOOLS
For SEO, I use this plugin. Using more than one SEO plugin can confuse Google and cause issues with duplicate metas.
Squirrly is fairly new to the scene, but don’t discount it! It’s my absolute favorite tool to use for SEO, and it has helped me rank several posts on Google!
Squirrly is a powerhouse tool.
They offer a free version, like Yoast, but to get the full benefit (100% optimization tips), you’d want to sign up for a plan. You can pay monthly, yearly, or lifetime.
AFFILIATE MARKETING COURSES
I mentioned above that I’m currently going through a couple of courses.
Making Sense of Affiliate Marketing was created by Michelle Schroeder-Gardner in 2015 after she figured out how to maximize affiliate income…to the tune of 159,000 per MONTH now on average!
The course is a text-based step-by-step affiliate marketing action plan, with everything from the legalities of FTC regulations to which affiliate programs to sign up for based on YOUR niche and everything in between.
The course is the priciest resource on this list, but for good reason. The course is easily worth double (maybe even triple) its current price. I am honestly shocked she hasn’t raised the price (but thankful!).
When you sign up, you get almost immediate access to the private Facebook group where Michelle helps us out with our affiliate marketing strategies (along with thousands of other helpful ladies and gents).
To read more about affiliate marketing success stories, check out this post.
I’ve done all the things! Girl, I’ve washed my face. I’ve trashed everything that doesn’t spark joy. I’ve walked the baby steps. I’ve cried. I’ve prayed, but my perfectionism has really held me back.
Perfection Hangover can be crippling. Stop comparing yourself to others and start living your best life! That’s why PH exists! I want to encourage you to take control of your money, your blog, and your business.