Month: January 2019

buying a house before marriage

Buying a House Before Marriage {How to Protect Your Investment}

Buying a house before marriage with your partner might be tempting, but you should carefully consider all factors before jumping into homeownership. As a Realtor®, my job is to sell homes and I love selling to couples in love! I’m going to share why you should probably not buy a house together before getting married …

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dave ramsey baby steps debt free community

Dave Ramsey Baby Steps to Financial Peace {How to Get Started}

Most people have heard of the Dave Ramsey Baby Steps, but if you haven’t, I’m going to give a detailed overview of exactly what the baby steps are and how they can help you achieve financial peace. First, though, I want to define “financial peace.” I think it’s pretty self-explanatory but to me, achieving financial …

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what is dti ratio

What is Loan to Value Ratio and How to Calculate Yours Easily

It’s the third and final installment of banking terms and definitions, y’all! I’m proud of you for sticking with me through some (let’s face it) pretty boring stuff. Personal finance isn’t very exciting, but by understanding important banking terms such as Loan to Value Ratio, DTI Ratio, and Credit Utilization, you will be a few …

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